Towards the end of the first decade of IKP in the year 2009, it was observe¬d that
20% of poor were still untouched, majority of whom belonged to socially vulnerable
groups (SC/ST) and thus needed intensive handholding support. To address this critical
gap, SERP evolved a more targeted and focused approach under IKP, to fight the poverty
of the poorest known as Unnathi.
The objective of Unnathi is to enable every poorest of poor family in the state
to come out of poverty with increased and sustainable livelihood opportunities established
with the aid of an intensive handholding support. The same has to be done in a focused
and phased manner starting with organizing them, strengthening their institutions,
increasing their asset base, mitigating risks, expanding the livelihoods and increasing
their incomes. In concise, enhancing the income of POP family to an annual income
of Rs One lakh over a period and a significant improvement in human development
aspects are considered the twin mandates of the proposed strategy.
The need for Unnathi was further confirmed by the data from the baseline survey
that was carried out immediately after the identification of PoP households. Detailed
information was gathered about each and every PoP household on all important livelihood,
human development and quality of life aspects. The baseline of PoP families doubly
confirmed the need for exclusive strategy which was rightly put in place by SERP
in the name of Unnathi.
- Identification of PoP Households: Inclusive strategy was applied for targeting
i.e. all SC/ST households, except those employed in Govt. service, were straightway
taken as PoP households. The identification of PoP households has been done jointly
by the concerned VOs.
- b. Baseline survey: Thorough understanding of the target population is required
before starting any development initiative. As POP strategy aims at enhancing the
incomes and human development of the identified POP families, it was decided to
have a detailed baseline survey of them on indictors given below. This was carried
out with the help of trained POP CAs & VOAs and the collected data was later digitized
with the support of exclusive web based software application for further analysis.
- Critical Human Development Indicators viz. Literacy, Education, Health
- Access to various Govt. schemes and benefits
- Asset base including land, livestock etc.
- Credit availed and its utilization
- Annual family Cash flow
- Prioritization of households: IKP SERP has surveyed 22.1 lakh SC/ST household under SCSP-TSP Act -2013. For each household, scores were given for the following:
- Family members (Number of girl children)
- Vulnerability (Bonded Labour, Joginies, Women headed etc)
- Assets (Housing, Assets of household etc)
- Land Assets (Dry land, Wet land, cultivable etc)
- Employment (Skilled, Full time, Part time, Contract etc)
- Migration (family members gone for migration)
- Ultrapoor Households
The SC/ST households in a Village Organization, based on their Assets, Vulnerability
score, employment, incomes were prioritized based on the score. The families top
ranked were the most vulnerable (Ultrapoor HHs) having less assets and income. The
priority list is made available to all staff and CBO members.
- Household Livelihood Plan: The VOAs’ prepare the HLPs for the prioritized
SC/ST household. The same will be uploaded in the Website. As per the Household
- Support to livelihood activity: The whole process is driven by the VOs. The
loan request is sent as IVRS Requests or in the Web Application given in the Mandal
Logins. After approval of the loan requests, the loan is sanctioned on the name
of the SHG member and disbursed from Stree Nidhi to Village Organizations.
- Entitlements: The PoP facilitators have taken advantage of Rachchabanda program
of Govt. of AP to facilitate sanction of entitlements to the PoP households. The
PoP CAs has facilitated the households requiring different entitlements to file
applications in Rachchabanda-1 program and most of them were sanctioned in Rachchabanda-2.
Grounding of livelihoods:
Purchase Committees are formed at the VO level for asset transfer. The Committee
along with the beneficiary buy the asset. The utilization certificates for the grounded
livelihood activity have to be collected by the VOA and the same has to be captured
in web and there is provision for uploading scanned copies. The POP fund is given
as loan to the member from Stree Nidhi. If the member repays regularly, VLR will
be applicable to those SHG members.
Livelihoods practiced by the poor are generally chosen in such a way that it complements
the other livelihoods practiced by the household. The same was witnessed in the
POP fund grounding too. When the nature of livelihood assistance opted by PoP is
observed, two thirds of families have opted for livestock with major thrust on smaller
ruminants, while 15% preferring agriculture related. One fourth of the families
have preferred petty business from a basket of available options.